For those that have bad credit or even poor credit, don't give up hope. Here is what you need to do. First of all get prequalified. We will let you know where you stand.

If you already know your credit score then let us know that as well. Please be honest as we will find out anyway and truthfully it only sets us back.

We feel that we can help you no matter you credit score. However it may take some work. First of all here is what you need to know.

-If you are currently in bankruptcy we will not be able to help.

Most lenders deal with credit scores from 600 and up. However is your credit score is not above 600 then don't fret because we are not done yet.

IF you have above 600 credit score or think that you do then fill out the PRE QUALIFICATION FORM and then we will be able to quote you a rate and terms.

BELOW 600 - read below!

If you are below 600 then here is what you need to understand. There are ways to get you approved and usually help your credit score in the mean time.

For those that don't understand how your credit works we will give you a quick tutorial. This will help you understand what you have to do to get your dream loan.